This post is for you if your business operates internationally and you require routing numbers for your transactions. The top 4 APIs for this type of information are presented here.

If your business is global, you’ll generally need to use APIs to obtain this data. These are the computer programs that link several systems and enable intercommunication between them. You will be able to obtain the routing numbers of several businesses in this situation and investigate their financial standing.

The availability of financial services to customers has significantly increased in recent years due to a change. Consumers can now quickly, easily, and safely share their financial data with more financial suppliers whose goods and services can suit their demands thanks to the development of financial APIs.

What does API stand for?

Application programming interface is referred to as API. APIs connect and communicate data between various software systems, enabling applications to utilize previously isolated data. An API could link two systems, for instance, if your company uses one program to track invoicing and another to send goods. On this basis, you can select when to ship products by checking which invoices have been paid from the shipping software.

Of course, APIs are used for more than just bridging different systems. A user must be able to use and understand the data.

These are the 4 best options when it comes to routing bank numbers:

Routing Number Bank Lookup API

A routing number, also known as a routing transit number, is a nine-digit designation used to identify financial institutions in the US. It is mostly used to make it easier for financial institutions to transfer money through methods like ACH, Fedwire, cheques, etc. A check’s routing number is located at the very bottom.

You can use this bank information API to find the data contained in the Routing number. Simply enter the routing number and the preferred payment method, such as ACH or Wire Transfer, and the system will return all the bank information related to that Routing number. You will have the chance to verify your provider’s Routing number using this routing transit number API before completing any transactions.

ABA Lookup API

A nine-digit identifier called an ABA number, commonly called a bank routing number, is used to identify banks in the United States. Through the use of wire transfers, direct deposits, and automatic bill payments, this number enables other banks to transfer funds to and from your accounts.

A mechanism to look up and search for data regarding ABA numbers is made available by the ABA Lookup API. A nine-digit identifier called an ABA number, commonly called a bank routing number, is used to identify banks in the United States. Through the use of wire transfers, direct deposits, and automatic bill payments, this number enables other banks to transfer funds to and from your accounts. based on the parameters of the inquiry, information about a bank is retrieved.

Modern Treasury API

Customers can now verify bank routing numbers using a new approach being made available by Modern Treasury. Customers can now independently validate routing numbers via a new API endpoint, in addition to the other ways that they have previously talked about utilizing Modern Treasury to verify bank accounts.

In order to start bank transfers, confirm counterparty bank accounts, keep track of activity in your accounts, and other things, Modern Treasury exposes a straightforward RESTful API. All requests and answers to the API are JSON objects, and it uses the HTTP protocol.

This routing number API has the following features:

• Verify the SWIFT and ABA routing numbers.
• Obtain account information, including name and address.
• Verify which payment methods the bank’s routing number accepts.

Plaid Auth API

Plaid’s Auth API easily obtains account information for reasons like setting up online ACH payments and other uses. It makes it simple to start credits or debits by enabling the acquisition of user checking or savings account information. As an example, other apps may let users pay you with the details from their bank accounts. Using Auth, a user may easily supply this information by validating it with their bank account. This API may conclude an ACH transfer from beginning to end when used in conjunction with additional ACH processing partners.