In this article, we’ll go over what a Credit Card Validation API is, how it works, and why it’s an important tool for businesses to use in order to reduce the risk of fraud.

The challenge of fraud prevention has been around since the dawn of commerce. With the rise of e-commerce, this challenge has become more pronounced, as more and more consumers and businesses are using the internet to make purchases and conduct financial transactions. Luckily, the rise of technology has also provided a number of solutions to help reduce the risk of fraud. One of these solutions is a Card Validation API, which provides a powerful and secure way to verify credit card numbers and reduce the likelihood of fraud.

what is a Credit Card Validation API?

First, we’ll go over what the Credit Card Validation API is. The Credit Card Validation API is an automated program that checks the validity of credit cards by running a series of tests on the card number. The API uses algorithms to determine if the credit card number is valid, and if it is, it will return a positive response. The API is designed to detect any potential fraudulent activity. It checks the cardholder’s name, address, and other information to make sure that the information is correct and that the card is being used by the legitimate cardholder. If any discrepancies are found, the API will return a negative response, indicating the card is invalid or fraudulent.

Our favorite: Credit Card Validator- BIN checker API

The API works by running several tests on the credit card number. It will check the cardholder’s name, address, and other information to make sure that the information is correct and that the card is being used by the legitimate cardholder. In addition, the API will also check the card’s bank information to make sure it is a valid institution. The API also runs a number of other tests to make sure the card is not counterfeit or otherwise fraudulent.

So why is the Credit Card Validation API so important for businesses? By using this API, businesses can reduce the risk of fraud significantly. By verifying the authenticity of a credit card, businesses can help ensure that any purchases made with the card are legitimate. This helps reduce the number of fraudulent transactions, saving businesses both time and money. The Credit Card Validation API is a powerful tool for businesses looking to reduce the risk of fraud.

You will be able to detect all the accessible information related to the customer’s credit card, such as issuing bank, issuing entity (AMEX, VISA, MC), credit card’s location, and if it’s a valid CC or not.

You have to provide a BIN (Bank Identification Number) – the first 6 digits of a credit/debit card, to receive the full details of this BIN/IIN in JSON format.

You will receive the card’s validity if it’s VISA or MASTERCARD, what is the issuing bank, and the card’s issuing location.

To make use of it, you must first:
1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.
2- After signing up in Zyla API Hub, you’ll be given your personal API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!
3- Employ the different API endpoints depending on what you are looking for.
4- Once you meet your needed endpoint, make the API call by pressing the button “run” and see the results on your screen.