Optimizing The Transaction Validation Process With A Debit Cards Verification API

Let’s talk about the importance of validating our transactions. are you interested in optimizing this work? Keep reading!

The debit card is a financial instrument linked to a bank account, which allows you to operate with the bank through ATMs (check balances, make cash deposits or withdrawals, pay for services, and send transfers, among other operations) or make payments at different locations.

Strong authentication is a method used to make electronic payments more secure. It is a multifactor authentication that proves that we are the holders of the bank account to be used to perform financial transactions while minimizing the risk of fraud.

 

Unlike debit cards, credit cards offer greater security due to the anti-fraud insurance that most of them have so that in the event of any type of loss, you are protected and can be reimbursed for the amount committed.

What is an API?

An API stands for Application Programming Interface. It is a set of rules and protocols that allow two applications to communicate with each other. APIs are used to allow two different applications to exchange data, such as information about customers or transactions. APIs can also be used to access a database or other web services.

Why Use A Debit Cards Verification API?

How Can A Debit Cards Verification API Help Optimize The Transaction Validation Process? Well, a debit card verification API can help optimize the transaction validation process in several ways. First, it can help reduce the amount of time needed to manually verify each transaction. This is because the API can be used to quickly and securely verify customer information and payment details. Additionally, the API can be used to detect fraud and protect customers from unauthorized transactions. Finally, by using an API, businesses can ensure that all transactions are being securely processed and that customer data is being kept safe.

Credit card Validator – BIN Checker API

This API is intended to help you spot fraudulent credit card transactions. Start verifying, validating, and checking all information on credit/debit cards just using BIN numbers.

The user will send the credit/debit card (Bank Identification Number) or IIN (Issuer Identification Number) to get the full details.

You have to provide a BIN (Bank Identification Number) – the first 6 digits of a credit/debit card, to receive the full details of this BIN/IIN in JSON format.

You will receive the card’s validity if it’s VISA or MASTERCARD, what is the issuing bank, and the card’s issuing location.

To make use of it, you must first:

1- Go to Credit Card Validator – BIN Checker API and simply click on the button “Subscribe for free” to start using the API.

2- After signing up in Zyla API Hub, you’ll be given your API key. Using this one-of-a-kind combination of numbers and letters, you’ll be able to use, connect, and manage APIs!

3- Employ the different API endpoints depending on what you are looking for.

4- Once you meet your needed endpoint, make the API call by pressing the button “run” and see the results on your screen.

Alejandro Brega

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